Direct Funder · Nationwide
Business funding that moves at your speed
Vertex Capital gets capital into growing businesses fast — decisions in as little as two hours, funded the same day. We fund $5,000 to $5,000,000 based on how a business actually performs, not just a credit score.
The gap we fill
Banks fund the businesses that don’t need it urgently
Everyone else — the contractor waiting on a big receivable, the restaurant covering a slow season, the retailer stocking up before its busiest month — needs a partner that looks at the whole picture. Vertex Capital evaluates real revenue and cash flow, not just a credit report, and moves at the speed a business actually operates at.
Funded in hours
Most approvals come back same-day; funding follows just as fast.
The whole business, not one number
Revenue, cash flow, and trajectory matter more than a three-digit score.
No surprises
Clear terms, explained in plain English, before anyone signs anything.
A real track record
Built on the foundation of nearly 1,500 businesses funded nationwide.
What we do
Who we fund, who we partner with, and what powers both
Merchants
Get funded based on your business’s real performance — not just a credit score.
See funding options →Brokers & ISOs
Fast decisions, transparent commissions, and a partner who picks up the phone.
Partner with us →Technology
The intake, underwriting, and portal systems that make a same-day answer possible.
See what powers it →“They didn’t just fund me — they explained exactly how it worked and got the money moving faster than any bank ever could.”
Colin C. — Contractor
“Straightforward, fast, and they treated my business like it mattered.”
George N. — Business Owner
See what your business qualifies for
A short application and recent bank statements is all it takes. Applying won’t affect your credit.